What is a loan tracker?
A loan tracker is a workspace that stores each loan’s amount, interest rate, tenure, EMI, payments, and remaining balance so you always know what you owe — without opening every bank app.
Help
Loan tracker questions, answered.
How EMI is calculated, which loans you can track, and how file extract fills the form without uploading the file.
How does Lendora calculate EMI?
For reducing-balance loans, EMI uses the standard formula EMI = P × r × (1+r)^n / ((1+r)^n − 1), where P is sanctioned principal, r is monthly interest rate, and n is tenure in months. Processing fee is treated as a disbursement deduction, not added into EMI.
Can I track personal, home, and other loans together?
Yes. Add personal, home, vehicle, education, or custom loan types in the same account. Each loan keeps its own bank, EMI day, charges, and documents.
Does Lendora store the file I use to fill a loan form?
No. On Add loan → Upload file, the file is read in your browser only to extract details into the form. It is not uploaded or saved as a document.
Is Lendora free?
You can create an account and track loans at no charge while the product is in open preview. Pricing may change later; this site will show current plans on the Pricing page.
Is my loan data private?
Each workspace is isolated. With Supabase connected, row-level security keeps your loans, payments, and documents visible only to your signed-in account.
Start tracking every EMI in one place
Create a free Lendora account, add your loans, and see balances, due dates, and charges before the next payment.